<?xml version="1.0" encoding="UTF-8"?>
<!--
  This file is the list of marketing pages we hand to Google. The pages live on
  the Webflow site, and Webflow builds its own sitemap, but that one is only
  published at home.flockhomes.com, which redirects straight back to
  flockhomes.com/sitemap.xml. That is this file. So Webflow's version can never
  be reached, and this list is what Google actually reads.

  Every entry carries the same lastmod date. It means "this whole list was
  checked on this day", not "this page changed on this day". Webflow can tell us
  a real date per page, but copying 82 of them in by hand would give us numbers
  no one can check, and they would be out of date the next time anyone publishes
  in Webflow. Google treats a date that is identical everywhere as a weak
  signal, so do not expect much from it on its own.

  WHEN A WEBFLOW PAGE OR INSIGHTS POST IS ADDED OR REMOVED:
    1. Copy its published URL out of Webflow.
    2. Add or remove the matching url line below. Keep the existing order:
       static pages first, then /insights/, then /success-stories/.
    3. Check every link still works and does not redirect:
       curl -s https://flockhomes.com/sitemap.xml | grep -o 'https://[^<]*' | xargs -P8 -I{} curl -so /dev/null -w '%{http_code} {}\n' {}
    4. Put today's date on every lastmod line and on "last checked" below.

  LEFT OUT ON PURPOSE, not forgotten:
    - /event/ and /721/ pages. They get traffic, but only from paid ads, so they
      are campaign landing pages rather than marketing content.
    - /success-stories-categories/ pages. Webflow puts these in its own sitemap
      even though all five of them return 404.
    - /onboarding. That is a form, not a page we want found in search.
    - Pages with no meta description, like /404 and /401.

  Last checked: 2026-09-08 (all 82 links returned 200)
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url><loc>https://flockhomes.com/</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/721-exchange</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/1031-exchange</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/traditional-sale</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/seller-financing</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/the-process</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/faq</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/calculator</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/market-insights</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/performance</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/portfolio</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/investment-approach</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/tax-advantages-legal-structure</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/legacy-estate-planning</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/retirement-taxes</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/simplified-ownership</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/optimizing-post-tax-returns</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/success-stories</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/advisors</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/brokers</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/about-us</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/careers</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/privacy-policy</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/terms-of-use</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/1031-exchange-simultaneous-closing-pros-and-cons</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/21st-century-road-to-housing-act</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/3-year-anniversary-at-flock</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/7-options-when-selling-a-home-with-tenants</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/7-ways-to-create-passive-income-with-real-estate</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/721-exchange-overview-how-to-exit-your-investment-property</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/an-end-of-year-letter-from-ari-rubin</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/announcing-our-26-million-series-a-led-by-andreessen-horowitz</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/beyond-geography-why-real-estate-diversification-requires-more-than-multi-market-exposure</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/can-a-1031-exchange-be-used-for-a-second-home</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/can-you-defer-capital-gains-taxes-without-a-1031-exchange-into-a-new-property</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/can-you-live-in-a-property-you-acquired-via-1031-exchange</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/celebrating-the-two-year-anniversary-of-flock-homes</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/data-and-transparent-approach-to-property-valuation</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/decoding-property-management-fees-what-you-need-to-know</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/empowering-people-with-the-longest-lasting-way-to-own-homes</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/estate-planning-vs-will-how-to-plan-for-after-you-re-gone</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/fed-cuts-rates-by-a-half-point-and-what-that-means-for-real-estate-investors</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/flock-20m-series-b-new-asset-classes</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/flock-celebrates-5-years</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/flock-named-investment-management-platform-of-the-year-by-prop-tech-breakthrough-awards</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/flock-owner-spotlight-series-josh-s-journey-to-worry-free-property-investment-with-flock-homes</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/geographic-diversification-a-must-have-for-real-estate-investments</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/hiring-a-property-manager-101</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/how-real-estate-professionals-determine-your-home-s-value</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/landlord-market-conditions-2025-real-estate-investment</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/long-term-benefits-of-sfr-single-family-rental-investing</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/maximizing-rental-income-real-estate</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/mortgage-rates-outlook-trends-projections-implications</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/new-long-term-rental-license-in-denver-here-s-what-to-do-about-it</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/real-estate-exchanges-the-1031-exchange-vs-721-exchange-everything-you-need-to-know</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/real-estate-investor-survey-2025-insights</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/real-estate-returns-rental-income-vs-appreciation</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/renting-your-property-101</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/selling-vs-renting-vs-flock-what-to-do-with-your-property</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/tax-smart-real-estate-exit-strategies</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/tax-strategies-what-you-need-to-know</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/the-721-exchange-is-an-excellent-vehicle-meet-steve-ghoens-multi-state-landlord-turned-proud-flock-client</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/the-call-that-changed-everything-when-25-rentals-became-too-much</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/the-evolving-sfr-market-insights</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/the-landlords-nightmare-squatters-wrecked-homes-and-40k-bills</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/the-quiet-burnout-why-this-landlord-traded-stress-for-freedom</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/the-rise-of-investing-in-real-estate-online</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/tired-of-inflation-build-wealth-with-real-estate</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/trump-vance-housing-and-tax-policy-proposals-to-watch</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/understanding-reits-and-alternative-investment-options-45b92</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/ways-to-own-rental-property-and-pass-it-on-to-your-heirs</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/what-are-the-deadlines-for-performing-a-1031-exchange</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/what-is-a-dst-1031-exchange-everything-you-need-to-know</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/what-s-on-the-minds-of-today-s-sfr-real-estate-investors</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/what-taxes-will-you-pay-on-the-sale-of-rental-property-and-how-to-minimize-them</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/insights/when-homeowners-become-accidental-landlords</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/success-stories/meet-jack-vicki</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/success-stories/meet-josh-b</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/success-stories/meet-stan-k</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/success-stories/meet-steve-g</loc><lastmod>2026-09-08</lastmod></url>
  <url><loc>https://flockhomes.com/success-stories/meet-wayne-vickie</loc><lastmod>2026-09-08</lastmod></url>
</urlset>
